3Q 2023 Financial Performance

FINANCIAL PERFORMANCE | INVESTMENTS 4% Increase in the investment portfolio in 9M 2023 Investments increased 4% YTD reflecting increased investment in longer-term fixed- rate Government securities. ■ The investment portfolio is of high quality with a significant portion being Saudi Government and investment grade. Investments (SAR Bn) 46.4 +4% 4.8 44.5 Investments Movement by Type (SAR Bn) -2.7 46.4 +4% 0.0 -0.2 البنك السعودي الفرنسي Banque Saudi Fransi Investments Composition by Type (SAR Mn) 46,390 Equities 0.8% 46.4 Floating-rate 13.6% Investments 4Q 22 Fixed-rate Floating-rate Equities Other Investments 3Q 23 49.2 3.2 44.5 46.4 44.5 -6% QoQ Investments Movement by Sector (SAR Bn) 46.4 +4% -1.0 -0.4 Financials 15.8% 46.4 4Q 22 2Q 23 3Q 23 Investments Government Corporate Financials Investments 4Q 22 3Q 23 Investments excludes Investment in Associates Corporate 12.0% Investments Composition by Sector (SAR Mn) 46,390 Other 0.8% Fixed-rate 84.8% Government 72.2% 129

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