Investor Presentaiton

Strong operating performance across segments Total Operating Income Movement YoY (SARmn) +26% 316 10 2,348 98 213 (31) Net Income Before Zakat Movement YoY (SARmn) 2,954 1,412 (22) (100) +8% 259 10 (31) 1,528 9M 22 Retail Corporate Treasury Asset Mgmt. Other & Inv. & Brokerage 9M 23 9M 22 Retail Corporate Treasury Asset Mgmt. & Inv. & Brokerage Other 9M 23 Loans & Advances Movement YTD (SARbn) +16% 11.0 68.9 0.4 (0.1) Deposits Movement YTD (SARbn) 80.2 69.6 +23% 19.1 0.2 85.5 (1.5) (1.9) 4Q 22 Retail Corporate Other 3Q 23 4Q 22 Retail Corporate Treasury Other 3Q 23 & Inv. The Saudi Investment Bank - 3Q 2023 Investor Presentation P. 39

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