Q2-18 Financial Results Highlights
Appendix
Strategy
Financial & Operating Performance
Emirates NBD Profile
Operating Environment
Emirates NBD delivered a strong set of results in H1-18
H1 2018 Key Metrics
Emirates NBD
13
H1 2018
2018 Guidance
Profit
Net profit
AED 5.0 Bn
+29% y-o-y
NIM
2.78%
2.75-2.85%
(revised)
.
Higher growth in
GCC economies
Cost-to-income
31.3%
33%
2018 Macro themes
Regional
Resilience of UAE
economy
underpinned by
non-oil activity
growth
Global
Emirates NBD's
balance sheet
positioned to benefit
from rising interest
rates
Improving US and
North Korean
relations
•
Credit Quality
NPL
6.0%
Improving trend
•
Coverage
128.4%
Capital
CET 1
16.3%
Stable liquidity
Strong UAE PMI
and Dubai
Economy Tracker
readings
Tier 1
19.8%
Global geo-politics
CAR
21.2%
Impact of potential
US-China trade war
on global markets
Liquidity
AD ratio
94.4%
90-100%
LCR ratio
158.7%
Assets
Loan growth
4% ytd
mid-single digitView entire presentation