Investor Presentaiton

Finance Joint Venture with MUFG to Support SME Cash Flow* Plans to launch online factoring and invoicing BPO services for SMEs in the spring of 2022. MUFG EUFJIRÍT Х Money Forward Money Forward Kessai - Provide financial know-how leveraging society's trust and reliability toward the group, and the group's comprehensive strength - Provide customer referral - Provide know-how on development of credit screening models, etc. - Promote services to its SME customers * The joint venture is scheduled to be established around the summer of 2021. Shareholders will be Money Forward, Inc. (51%) and MUFG Bank, Ltd. (49%). 48

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