Investor Presentaiton

Consumer Markets - Annuity We offer a broad and diversified range of products and solutions designed to help individuals and families achieve asset growth, guaranteed lifetime income, and long-term financial independence. Strategy & Target Markets . · Deliver exceptional customer experience and financial solutions that meet the needs of our target markets (individuals, families & small businesses) Grow core markets, broaden distribution, drive operational excellence, and enhance the customer experience Key Products We offer a broad and diversified range of products and solutions designed to help individuals and families achieve financial security, wealth accumulation, and guaranteed lifetime income • Key product lines include Variable Annuities, Fixed Annuities and Structured Settlement Annuities $9.4 Distribution Model Distribution channels include independent financial professionals, financial institutions, wirehouses, independent marketing organizations, brokerage general agencies, and registered investment advisors Effective January 1, 2023, the Company combined its Life Insurance and Retirement Solutions divisions into a single, unified Consumer Markets Division PACIFIC LIFE 2018 Business Mix by Premiums & Deposits¹ YTD 12/31/22 $8.9B Fixed Annuities 49% Structured Settlement Annuities 17% Variable Annuities 34% ($ Billions) Retirement Solutions Statutory Premiums & Deposits 1,2 $10.6 2019 $8.9 $7.3 $6.5 2020 2021 2022 1 Includes premiums and annuity considerations for life and accident and health contracts and deposits received for deposit- type contracts, net of reinsurance 2 PRT business was transferred to Institutional effective 1/1/20. All prior periods presented include PRT business in Consumer Markets - Annuity PLGFII Investor Presentation (Q4 2022) 15 of 35

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