SMBC Group's Financial and Credit Portfolio
Reinforce IT infrastructures
Proceed with investment ahead of schedule to realize effects earlier,
by allocating resources both to business growth and corporate infrastructure.
(JPY bn)
535
650
Business growth
o/w CEO budget
180
Digitalization
Retail
1H FY3/24 JPY 36 bn
о
o/w CEO budget
135
Olive
200
STORE
Wholesale
Web payment
service
Efficient
New Business
U.S. Digital Bank
Personal loans
Savings deposits
Less paper work
business operation
200
450
335
Previous
Current
Plan
Plan
Corproate infrastructure 1H FY3/24 JPY 90 bn
Risk Response / Governance
Compliance
Internal management
Resilience
Disaster
Employees
Workplace
Cybersecurity
Ransomware
protection
System failure
Productivity
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