Highlights of Q3 FY22 Results

Q3-FY22 results - Deposits Incremental Liabilities driven by growth in Deposits Deposits: Section 5A Management Commentary on Q3 FY22 Results ■ The Branch Network of the Bank stands at 599 branches, 727 ATMs (including 103 recyclers) across the country as on December 31, 2021. ☐ Customer Deposits increased by 11% YOY to Rs. 85,818 crore at December 31, 2021 from Rs. 77,289 crore at December 31, 2020. The Bank has a demonstrated capability to raise deposits. CASA Deposits of the Bank increased by 18% YOY to Rs. 47,859 crore at December 31, 2021 from Rs. 40,563 crore at December 31, 2020. We have demonstrated capability to grow CASA over the last 2 years. CASA Ratio improved to 51.59% at December 31, 2021 from 48.31% at December 31, 2020. Average CASA calculated on daily basis was healthy at 50.54% for Q3 FY22 ■ The bank has substantially granularized the liabilities base since merger and is placed comfortably on this account as CASA and TD <5 crore stands at 87% as on Dec 31. 2021 Liquidity Coverage Ratio (LCR): Average LCR for Q3-FY22 was strong at 149% against the regulatory requirement of 100%. 43 IDFC FIRST Bank

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