Fourth Quarter and Full Year 2016 Results Presentation

SUB delivered year-on-year profit growth for the fourth consecutive quarter... Execution Profitable growth Legacy Capital Detailed Financials +10% +6% 2015 ■2016 +8% 472 457 431 432 431 +13% 400 Adjusted pre-tax income¹ in CHF mn 378 336 1Q 2Q 3Q 4Q Note: Adjusted results are non-GAAP financial measures. A reconciliation to reported results and a reconciliation of adjustments applied for Swisscard are included in the Appendix. Financial and other information is for Swiss Universal Bank division. Scope of Credit Suisse (Schweiz) AG differs from Swiss Universal Bank division 1 Excludes Swisscard impact CREDIT SUISSE February 14, 2017 15

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