ABK Financial Overview and Market Position slide image

ABK Financial Overview and Market Position

INTERNATIONAL OPERATIONS The Group's International operations encompass the operations of its UAE branches & its ABK Egypt subsidiary contributing around 39% of operating income & 35% of assets Al Ahli Bank of Kuwait-UAE First Kuwaiti Bank in the UAE and currently has three branches, located in Dubai, Abu Dhabi and DIFC, respectively . Operating for over 40 years in Dubai where its Branch was originally opened to support the needs of Kuwaiti businesses in Dubai Abu Dhabi Branch opened in 2009, since then the Group has expanded its UAE activities to provide retail deposit taking services to customers in the UAE, as well as a range of financing and treasury solutions to corporate customers • DIFC Branch opened in Apr-18 and was granted the Category 1 license in Jan-22 Al Ahli Bank of Kuwait-Egypt • Acquired in Nov-15, since renamed Al Ahli Bank of Kuwait - Egypt • Provides revenue and asset diversification and an opportunity to leverage economic links between Kuwait and Egypt Operating Income (KD million) 68 62 56 18 17 2020 2021 2022 Q1 2022 Q1 2023 Total assets (KD million) 2,189 2,095 2,109 1,940 1,428 • Higher margins and growth rate potential in Egypt vis-à-vis Kuwait • 44 branches and 109 ATMS spread across major cities in Egypt as of March-2023 2020 2021 2022 Q1 2022 Q1 2023 24 24
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