Investor Presentaiton

COVID-19 RESTRUCTURED LOAN - BANK ONLY (2/2) OS Composition by Segment Covid-19 Restru. by Stage BRI 4.5% 2.7% 12.3% 25% 2.0% 18.1% 13.7% 18.7% 2.3% 1.3% 3.0% 2.4% 2.6% 5.3% 7.5% 8.6% 6.2% 11.1% 44.2% 43.1% 43.5% 42.0% 42.0% I 5.6% 5.4% 95.7% 6.1% 5.5% 87.1% 91.4% 93.8% 88.9% 1 6.3% 43.0% 36.8% 31.4% 35.0% 30.5% 2020 2021 2022 ■Micro ■Consumer Small ■Medium ■ Corporate 1 I 1 1Q'22 1Q'23 2020 2021 2022 ■Stage 1 1Q'22 1Q'23 ■Stage 2 Stage 3 Covid-19 Restru. by Collectability 1.3% 5.3% 10.4% 9.6% 15.6% 6.2% 15.4% 11.3% 21.2% Covid-19 Loan Provisioning 25.3% 17.7% 27.1% 19.6% 93.2% 7.3% 84.2% 74.7% 78.4% 67.5% I I 13.6 27.8 27.1 28.3 27.1 I 2020 2021 2022 1Q'22 1Q'23 2020 2021 2022 1Q'22 1Q'23 Provision (IDR Tn) Loan Coverage ■Current SML NPL 38 88

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