Investor Presentaiton

Reconciliation for non-GAAP Financial Measures Return on Equity ($ millions) Reported Basis ($ millions) Reported Basis Return on Equity FY21 FY22 Q1/23 English Caribbean Return on Equity Dominican Republic FY21 FY22 Q1/23 Net Income Attributable to 204 298 123 Common Shareholders Net Income Attributable to Common Shareholders 50 57 19 Total average common 1,158 1,141 1,144 equity Total average common equity 628 671 678 Return on Equity 17.6% 26.1% 42.8% Return on Equity 7.9% 8.5% 10.9% ($ millions) Reported Basis Return on Equity FY21 FY22 Q1/23 Central America Net Income Attributable to 67 83 18 Common Shareholders Total average common 1,368 1,379 1,447 equity Return on Equity 4.9% 6.0% 5.0% 51

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