Integrating Wealth Management

75 50 50 25 25 17 International - Better Results in 2000 Net Income, $ millions Q1/99 Q1/00 Asia & Latin America Caribbean • Continued strong • returns in Caribbean ⚫ Profitability improving in Asia and Latin America Caribbean - Market Leader Dominant market presence 25 countries ➤ $14B in assets ➤ 240+ branches ➤ 265+ ABMS • Leveraging products & skills ➤ sales & service delivery new mortgage program ➤ ScotiaLine roll-out ➤ stock market deposits U.S. & local currencies ➤ roll out Central Accounting Units 18 Scotiabank Scotiabank

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