Pathward Financial Results Presentation Deck

■ TOTAL DEPOSITS REMAIN STRONG Average Q1 off balance sheet deposits of $379 million, $1.1 billion at quarter end Decrease in off balance sheet deposits primarily the result of growth in loans and leases Continue to return unclaimed EIP balances to the U.S. Treasury 7 Pathward Financial, Inc. (Nasdaq: CASH) | Quarterly Investor Presentation TOTAL MANAGED DEPOSITS Period ending ($ in millions) $8,017.5 $2,228.4 $5,789.1 Q1 2023 0% Off balance sheet On balance sheet $8,015.1 $1,079.0 $6,936.1 Q1 2024 pathward

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