Affirm Results Presentation Deck
Loan Held for Investment by ITACS Score
($ in 000s)
Amortized Cost Basis of Loans Held for Investment by ITACS Score
$
746,758 $
96+
94-96
90-94
<90
No score
Total loan receivables
96+
94-96
90-94
<90
No score
June 30, 2020 September 30, 2020
$
Total loan receivables
196,083
82,368
8,004
Percentage of Amortized Cost Basis of Loans Held for Investment by ITACS Score
77 %
20,864
1,054,077
71 %
19 %
8%
1%
2%
1,123,357
239,007
58,028
8,017
100 %
31,010
1,459,419
16
%
4 %
1 %
2 %
100 %
Quarter Ending
December 31, 2020
$
1,459,271
357,629
74,199
25,517
36,994
1,953,610
75 %
18
%
4 %
1 %
2 %
100 %
$
$
March 31, 2021
1,562,547
391,934
109,868
29,444
100,141
2,193,934
71 %
18 %
5 %
1 %
5 %
100 %
$
$
June 30, 2021
Notes:
1. Metrics are unaudited
affirm 2. Table presents ITACS score distribution of the unpaid principal balance of loans held for investment
3. Balance for loans with "No score" represents loan receivables in experimental products or new markets without sufficient data currently available for use of the Affirm scoring methodology
1,338,059
407,539
138,991
26,379
108,916
2,019,884
66 %
20 %
7 %
1 %
5 %
100 %
September 30, 2021
$
$
1,402,266
451,859
171,723
55,738
148,231
2,229,817
63 %
20 %
8 %
2 %
7 %
100 %
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