Affirm Results Presentation Deck

Active Consumers affirm Notes: 1. 2. 3. 2,383 2.0x FY Q1 2020 52% Growth 2,965 2.1x ‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒ FY Q2 2020 3,346 2.1x -------- FY Q3 2020 Active Consumers 3,618 2.1x ‒‒‒‒‒‒‒‒‒‒ 3,882 2.2x FY Q4 2020 FY Q1 2021 -Transactions per Active Consumer 4,493 2.2x FY Q2 2021 Active Consumer defined as a consumer who engages in at least one transaction on our platform during the 12 months prior to the measurement date, presented as of the end of the period Transactions per Active Consumer defined as the average number of transactions that an active consumer has conducted on our platform during the 12 months prior to the measurement date, presented as of the end of the period Metrics are unaudited 9

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