OppFi Results Presentation Deck

9 Reaffirming Full Year 2022 Outlook 60% to 65% Net Revenue Margin 20% to 25% Adj. EBITDA Margin I 43% to 47% Adj. Operating Expense¹ Margin 8% to 12% Adj. Net Income Margin Total revenue and ending receivables growth of 20% to 25% in 2022 year over year 1. Adj. Operating Expense is defined as total expenses excluding interest expense, add backs and one-time items. Adj. Operating Expense is not a financial measure determined in accordance with GAAP. For additional information on addback and one-time expense items, please see the Appendix included within this presentation. OppFi"

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