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Investor Presentaiton

Prudential 1.0% 1.5% 1Q16 2.5% 2.0% 2Q16 3Q16 3.0% 4Q16 DISCIPLINED ALM BENEFITS FROM MODERATING IMPACT OF LOW INTEREST RATES Acquisition Yields Approach Portfolio Yields 5.0% 4.5% USD Products (1) 4.0% 3.5% 1Q17 2Q17 JPY Products (1) 3Q17 4Q17 1Q18 2Q18 3Q18 4Q18 -Portfolio Book Yield (2) Investment Acquisition Yield (3) 1) Reflects USD and JPY product blocks in the Gibraltar and POJ Businesses. "USD" and "JPY" are indicative of the currency of the products that the assets are supporting. 2) Yield based on rolling four quarter average. Fixed Income and Mortgage portfolio yields reflect future period rates assumed from scheduled maturities that are reinvested at the new acquisition yield described below. 3) Yield based on rolling four quarter average. Fixed Income and Mortgage acquisition yields reflect future acquisition yields that are based on forward yield curves and projected spreads. The information is for illustrative purposes only. Actual yields may differ from those illustrated in future periods. Tokyo Investor Day 9.27.2018 1Q19 2Q19 3Q19 4Q19 1Q20 2Q20 3Q20 4Q20 7 ==
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