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Investor Presentaiton

Digital Opportunities Policy Issuance 12.8 Mn Policies sourced 96.8% policies issued electronically in H12023 (97.3% in FY2022) 0 12 Cloud Adoption First large insurer to move all core applications to the Cloud Improved agility, increased reliability and continuous innovation Claims & Servicing 1.3 Mn Claims honored 79.9% Motor OD Claims through Instaspect in September 2022 (84.5% in March 2022) Claims NPS of 59 in Q12023 (56 in Q42022) ICICI Lombard Nibhaye Vaade Dynamic Workforce 14.0% Headcount productivity CAGR (FY2008 to FY2022) End-to-end digital enablement for hybrid and part-time working Al & ML Solutions 61.2% of group cashless claims approved through Al in September 2022 (59.3% in March 2022) 82.9% STP of motor break-in from Self Inspection app in September 2022 (84.6% in March 2022) 10
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