International Banking - Annual Overview
RATIO
NUMBER OF IMMIGRANTS
TO CANADA, 000S
CANADIAN HOUSING FUNDAMENTALS REMAIN SOUND
INTERNATIONAL IMMIGRATION
290
240
190
140
90
95
00
2017
Target = 300K
05
10
15
Sources: Scotiabank Economics, Statistics Canada.
RESIDENTIAL UNIT SALES TO NEW LISTINGS RATIO
1.0
0.8
Sellers' Market
0.6
0.4
Wh
Balanced Market
0.2
Buyers' Market
0.0
90 92 94 96 98 00 02 04 06 08 10 12 14 16
Sources: Scotiabank Economics, CREA MLS. Data through October 2017.
% OF MORTGAGES IN ARREARS
3 MONTHS OR MORE
% OF DISPOSABLE INCOME
3
2
2
0
MORTGAGE DEBT SERVICE RATIO
1990-2016
average
Interest + Required
Principal Payments
Interest Only
90 92 94 96 98 00 02 04 06 08 10 12 14 16
Sources: Scotiabank Economics, Statistics Canada. Data through 2017Q2.
RESIDENTIAL MORTGAGES ARREARS
CO
5
U.S.
Canada
90 92 94 96 98 00 02 04 06 08 10 12 14 16
Sources: Scotiabank Economics, CBA, MBA. Data through Q3 and August 2017.
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