Highlights of Q3 FY22 Results
Retail and Commercial Segment asset quality continues to improve
sequentially.
-GNPA
NNPA
2.26%
1.06%
Dec-19
(Pre-Covid)
PCR%
53.67%
Section 5D:
Asset Quality
4.01%
3.86%
3.45%
2.92%
1.90%
1.82%
1.66%
1.28%
Mar-21
Jun-21
Sep-21
Dec-21
(Post Covid 1.0) (During Covid 2.0) (During Covid 2.0) (Pre-Covid 3.0)
The GNPA and NNPA of Retail and
Commercial Finance has improved by
53 bps and 37 bps respectively during
the quarter.
The lead indicators, including
improvement in cheque bounces on
first presentation, collection efficiency,
and recovery rates point to lower NPA
and lower credit losses going forward.
Based on the portfolio analysis of the
key indicators, the Bank expects to
reduce Gross NPA and Net NPA to pre-
COVID levels.
53.68%
53.84%
52.90%
56.86%
62
IDFC FIRST
BankView entire presentation