ESG Strategy and Digital Transformation
Income Statement
€ mn
4Q2021
3Q2021
qoq%
Net Interest Income
73
71
2%
Net fee and commission income
44
44
-1%
Net foreign exchange gains/(losses) on financial instrument transactions and disposal/dissolution of subsidiaries and associates
Insurance income net of claims and commissions
10
6
87%
18
12
60%
Net gains from revaluation and disposal of investment properties and on disposal of stock of properties
5
2
99%
Other income
4
4
-6%
Total income
Staff costs
Other operating expenses
Special levy on deposits and other levies/contributions
Total expenses
Operating profit
Loan credit losses
Impairments of other financial and non-financial assets
Net reversal/(provisions) for litigation, claims, regulatory and other matters
Total loan credit losses, impairments and provisions
Profit before tax and non-recurring items
Tax
(Loss)/profit attributable to non-controlling interests
Profit after tax and before non-recurring items (attributable to the owners of the Company)
Advisory and other restructuring costs - organic
Profit after tax - organic (attributable to the owners of the Company)
Net (loss)/profit relating to NPE sales
Restructuring and other costs
Profit after tax (attributable to the owners of the Company)
154
139
11%
(50)
(51)
(37)
(38)
-3%
(12)
(9)
26%
(99)
(98)
1%
55
41
33%
(9)
(22)
-55%
(23)
(2)
8
(2)
(24)
(26)
-7%
31
15
96%
(2)
(2)
2%
(2)
27
13
101%
(3)
(1)
24
12
96%
(1)
10
(13)
(3)
10
19
-46%
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