Investor Presentaiton

Environmental, Social & Governance (ESG) Highlights from 2019 E Environmental TRUST S Social We are here for every future G Governance Announced our commitment to mobilize $100 billion by 2025 to reduce the impacts of climate change Issued inaugural USD 500 million Green Bond of which proceeds were used to fund assets under the Scotiabank Green Bond Framework. Includes the categories of renewable energy, clean transportation and green buildings Directed proceeds of internal fee on carbon into renewable energy & efficiency initiatives, and are on track to achieve a greenhouse gas reduction target of 10% by 2021 compared to 2016 Launched our new, more efficient workspace model at our head office in Toronto, Canada, which has to date reduced greenhouse gas emissions by 741 tonnes and is expected to reduce paper use by 86% • • Invested nearly $100 million globally in communities where we operate as part of our global philanthropy program Committed $3 billion in funding over the first three years of The Scotiabank Women Initiative to advance women-led businesses in Canada Signed the UN Women's Empowerment Principles and UN LGBTI Codes for Business Conduct Continued to deliver on our commitment of $250 million over 10 years to help employees adapt to the digital economy Served as the lead bank in Canada in the Finance Against Slavery and Trafficking initiative, the Financial Access project, to open accounts for survivors of modern slavery • • • For the second consecutive year, ranked by the Dow Jones Sustainability Index as among the top 1% of global financial institutions for Corporate Governance 38% of our directors are female. We first established a Board diversity policy in 2013 Appointed Mr. Aaron Regent as Chairman of the Board. Mr. Regent is Scotiabank's third independent Chairman, as we have separated the CEO and Chairman roles since 2004 Dedicated significant Board time to cybersecurity, anti-money laundering, conduct and culture issues, keeping the Bank safe

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