Funding Agreement-Backed Note Program slide image

Funding Agreement-Backed Note Program

Individual Life statutory premium income ($ in millions) $5,000 $4,034 5-year CAGR: 4.1% $4,096 $4,692 $4,283 $4,404 $3,844 $4,000 $3,000 $2,000 $1,000 $0 2016 2017 2018 2019 2020 2021 The Guardian Life Insurance Company of America ("GLIC") Parent Company Statutory Premium Income 2021 statutory premium income 6% 44% 50% C ($ in millions) $600 $501 $481 $500 $464 $400 $300 $200 $100 $0 2016 2017 2018 2019 2020 2021 Individual life ■Group Individual Disability $9,443 million total(a) Individual Disability statutory premium income (b) 5-year CAGR: 3.7% Group Benefits statutory premium income ($ in millions) $520 $536 $557 $5,000 5-year CAGR: 3.9% $4,194 $4,000 $3,782 $3,903 $3,974 $3,613 $3,457 $3,000 $2,000 $1,000 $0 2016 2017 2018 2019 2020 2021 Note: Statutory financials for parent company level, unless otherwise stated 8 Guardian (a) Excludes $2mm of reinsurance premium income (b) BLICOA sells all individual disability income insurance products and has a reinsurance treaty with Guardian where Guardian assumes 80% of BLICOA's net individual disability business 11 11
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