Investor Presentaiton

BANK BRI FOCUSING ON KUR DURING PANDEMIC - Increasing Micro Composition With Lower RWA Melayani Dengan Setulus Hati Loan Composition KUR Super Micro Loan Disbursement 45% IN 2025 635.3 702.4 798.9 859.6 880.7 IDR Trillion 39.9% 35.8% 34.1% 34.3% 33.3% 4.86 KUR Disbursement Partnership* 8.66 7.29 tokopedia S Shopee Ogojek Grab Modal Rakyat 211.5 239.5 274.3 307.7 351.3 1.95 2016 2017 2018 2019 2020 *Partnership with E-Commerce & Ride Hailing Application Micro 4 Total Loan % to Total Sept Oct Nov Dec KUR SUPER MICRO KUR scheme expansion for new micro business entrepreneur as part of Government Program to support Economic Recovery. Target Market New Micro Business Entrepreneur No limitation on business experience As of Dec 31st 2020, IDR 8.66 Trillion 985 thousand borrowers 2021 Quota Rp 40T BANK BRI R Schemes Maximum Plafond KUR MICRO Target Market 1 Minimum 6 months experience on running Micro business I I IDR 10 Million Insurance Coverage Interest Rate 13% Govt Subsidy 6% Paid by borrower Pipeline Schemes Plafond IDR 50 Million Insurance Coverage Interest Rate 10,5% Govt Subsidy Paid by 6% borrower I BANK BRI B 2021 Quota Rp 110T 44

View entire presentation