Investor Presentaiton
Lead financial indicators (5/6)
BHFL - Credit costs
42. In Q3, loan losses and provisions were 1 crore as against
BAJAJ FINANCE LIMITED
30 crore in Q3 FY23. BHFL holds a management and macro-
economic overlay provision of 150 crore as of 31 December 2023.
43. GNPA & NNPA stood at 0.25% and 0.10% as of 31 December 2023 as against 0.23% and 0.10% as of 31 December 2022.
BHFL - Profitability and capital
44. Profit before tax grew by 27% to 572 crore in Q3 FY24 as against 452 crore in Q3 FY23.
45. Profit after tax grew by 31% to 437 crore in Q3 FY24 as against 334 crore in Q3 FY23.
46. In Q3, the Company delivered annualized ROA of 2.43% as against 2.37% in Q3 FY23.
47. In Q3, the Company delivered annualized ROE of 15.02% as against 13.32% in Q3 FY23.
48. Capital adequacy ratio stood at 21.92% as of 31 December 2023. Tier-1 capital was 21.28%.
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