3Q 2021 Financial Overview
Consolidated Statement of Profit or Loss
RUB min
2020
2019
% chg.
Fee and commission income
34,268.2
26,181.4
31%
Interest and finance income¹
14,158.7
16,713.0
-15%
Other operating income
164.1
335.1
-51%
Operating Income
48,591.0
43,229.5
12%
General and administrative expenses
-8,290.7
-8,321.4
0%
Personnel expenses
-8,459.3
-7,113.9
19%
Operating Expense (before Other operating
-16,750.0
-15,435.3
9%
expenses)
Operating Profit Before Tax (before Other
31,841.0
27,794.2
15%
operating expenses)
Other operating expenses
-0.9
-2,614.8
-100%
Income tax expense
-6,669.6
-4,978.8
34%
Net Profit
25,170.5
20,200.6
25%
Earnings per share
Basic earnings per share, rubles
Diluted earnings per share, rubles
11.16
8.96
25%
11.14
8.96
24%
☑
MOSCOW
EXCHANGE
Source: Moscow Exchange, Consolidated Interim Financial Statements
1
Interest and other finance income, Interest expense, Net gain on financial assets at fair value through other comprehensive income, Foreign
exchange gains less losses
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