3Q 2021 Financial Overview slide image

3Q 2021 Financial Overview

Consolidated Statement of Profit or Loss RUB min 2020 2019 % chg. Fee and commission income 34,268.2 26,181.4 31% Interest and finance income¹ 14,158.7 16,713.0 -15% Other operating income 164.1 335.1 -51% Operating Income 48,591.0 43,229.5 12% General and administrative expenses -8,290.7 -8,321.4 0% Personnel expenses -8,459.3 -7,113.9 19% Operating Expense (before Other operating -16,750.0 -15,435.3 9% expenses) Operating Profit Before Tax (before Other 31,841.0 27,794.2 15% operating expenses) Other operating expenses -0.9 -2,614.8 -100% Income tax expense -6,669.6 -4,978.8 34% Net Profit 25,170.5 20,200.6 25% Earnings per share Basic earnings per share, rubles Diluted earnings per share, rubles 11.16 8.96 25% 11.14 8.96 24% ☑ MOSCOW EXCHANGE Source: Moscow Exchange, Consolidated Interim Financial Statements 1 Interest and other finance income, Interest expense, Net gain on financial assets at fair value through other comprehensive income, Foreign exchange gains less losses 63
View entire presentation