Investor Presentaiton

Table of Content About Banorte Results 3 NIM 9 Revenue composition 12 Fees 13 Cost to Income 15 Digital Bank Net Income EPS Dividend ROE / ROA Deposit & Loans Loans/Deposits Deposits growth 17 18 19 20 Loan growth Government Loan Book Asset Quality - NPL CAR BAP (Insurance, Pension & Afore) Insurance graphs & segments Guidance 41 Market Presence GFNorte ESG Appendix Economic and Financial Perspectives 22222223333122568 27 37 39 42 49 Markets COTIZA EN BOLSA MARCARIA DE VALORES GFNORTEO Awards WORLD FINANCE BNY MELLON DEPOSITARY RECEIPTS OTCQX GBOOY SME Bank Award 2022 Global Finance 2 BANKING AWARDS О 2 2 WORLD FINANCE CORPORATE GOVERNANCE AWARDS 2 0 2 2 LATIBEX XNOR ETHICAL boardroom CORPORATE GOVERNANCE AWARDS 2021 "Best Corporate Governance 2021" WORLD FINANCE PENSION FUND AWARDS 2 Indexes MEMBER OF Dow Jones Sustainability Indices In Collaboration with SAM MILA FTSE4Good Div DB Rev Dep NIM TI LD Loan BAP Guid ESG Eco 2 NI ROE ICAP Mkt App Hist C/I EMPRESA SUSTENTABLE GRUPO FINANCIERO BANORTE

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