Investor Relations Presentation

Sustainable and Profitable Revenue Growth Revenues ($ billions, TEB) CAGR = 12% 9% • Strategic Priorities - Increasing customer focus Enhancing leadership depth, diversity and deployment Organizing to better serve our customers and reduce structural costs 21.4 19.1 17.6 17.5 15.8 16.0 14.7 12.3 Areas of Growth - T T 2008 2009 2010 2011 2012 2013 2 1 2013 YTD 2 2014 YTD - 3 Note: Reflects adoption of IFRS as of fiscal 2011 and IFRS changes effective November 1, 2013 (1) Excludes real estate gains in 2012 (2) Excludes gain on sale of a subsidiary by an associated corporation in Thailand (3) Excludes notable Cl gain in Q3/14 Latin America and Asia Global offering in wealth management Insurance Deposits and payments 3

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