9M FY2023 Financial Performance

Monetary Transaction Value (RM bln/IDR tln/SGD bln) We Continue to Hold Leadership Position in Mobile & Internet Banking Despite Intensifying Competition As at Sep' 23 12 Mobile Banking Market 50.9% Share of Malaysia's digital transaction volume Internet Banking Market 56.1% Share of Malaysia's digital transaction volume Maybank2u 248.72 243.01 222.79 26.02 27.57 29.81 QoQ: 2.3% YoY: 11.6% QoQ: 8.1% YoY: 14.5% QoQ: 2.0% 5.76 6.17 6.29 YoY: 9.3% 3Q 2022 2Q 2023 3Q 2023 Transaction Volume Growth (QoQ): MY: 6.2% IND: 0.0% SG: -1.9% Monetary Transaction Value (RM bln/IDR tln/SGD bln) Mobile App As at Sep' 23 As at end-Sep' 23 in Malaysia 3-month Active Users more than 9.3mil digital customers Recorded at group level (MY, SG, ID, PH, KH) SME Digital Financing RM3.66 bil its launch in Sep'20 approved loans since SME Digital Accounts 196,838 its launch in Feb'20 accounts activated since QRPay Apple Pay 1,050.0 QoQ: 20% YoY: 349% 878.2 17.8 QoQ: 28% 134.80 61.49 mil QoQ: 64.1% 46.93 mil 97.51 YoY: 38.2% QoQ: 31.0% YoY: 158.4% 23.80 mil 82.15 13.9 20.43 23.56 26.31 QOQ: 11.7% YoY: 28.8% 451.05k 534.15k 233.9 174.88k 1.41 1.73 1.69 QoQ: (2.4%) YoY: 19.9% QOQ: 18.4% YoY: 205.4% 3Q 2022 2Q 2023 3Q 2023 Transaction Volume Growth (QoQ): MY: 73.2% IND: 1.5% SG: -2.7% 3.9 3Q 2022 2Q 2023 3Q 2023 Q3 2022 Malaysia Indonesia -Singapore Q2 2023 Volume ('Mil) Q3 2023 Value (RM 'Mil) YoY: 357% 40 40

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