Serving To Empower
Q3 FY 2023
Q2 FY 2024
Q3 FY 2024
9 months FY 2023
9 months FY 2024
Key Ratios and Performance Indicators
Particulars
Profitability
Net Interest Margin (%)
Operating Profit ( crore)
Profit after Tax (* crore)
Return on Assets (%)
4.10
4.07
3.83
3.86
3.97
544.11
534.47
550.54
1,408.89
1,613.06
311.59
381.07
421.08
721.05
1,128.60
0.92
1.08
1.15
0.72
1.06
Capital Adequacy
Tier I Capital (%)
10.77
11.68
11.74
10.77
11.74
Tier II Capital (%)
3.05
2.85
2.44
3.05
2.44
CRAR (%)
13.82
14.53
14.18
13.82
14.18
Asset Quality
Gross NPA (%)
7.25
5.26
4.84
7.25
4.84
Net NPA (%)
2.08
1.04
0.83
2.08
0.83
Provision Coverage Ratio (%)
84.83
89.99
91.61
84.83
91.61
Return Ratios
Yield on Advances (%)
9.34
9.50
9.78
8.83
9.54
Cost of Funds (%)
3.97
4.55
4.95
3.83
4.65
Cost of Deposits (%)
3.85
4.38
4.82
3.71
4.51
J&K Bank
Serving To Empower
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