1H22 Financial Performance

1H22 achievements confirm novobanco execution skills and pave the way forward... Customer-centric 1.5 million clients including 56% of [ SMEs in Portugal Simple and efficient 43.6% Forms signed with phygital Skilled talent pool Sustainable business novobanco €2.0bn $ Loans originated in 1H22 只 > 65% Households: % of self- service transactions 4 167 Employees of Grupo novobanco > 54% Women 11.0% Return on Tangible Equity 56.5% Active digital channels; Production +276% YoY 96.5% 1H2022 Satisfied & very satisfied clients - Medium Enterprise 49% Cost to income (recurrent basis) $ €98.7k (+5% YoY) Commercial banking income per avg employee 19.2 Average seniority of employees 17.5 training hours per employee (average) 19.3% MREL Ratio (above binding of 17.66%) 82.8% Loan to Deposit Ratio 000 €103.9mn Financing in green investment (EU Taxonomy) 11

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