Why Invest in Scotiabank?

Scotiabank in the Pacific Alliance Chile Mexico Peru Colombia Scotiabank Market Share¹ Market Share Ranking¹ 13.8% 4th Strengths All Products 7.8% 5th Auto and Mortgages 16.5% 5.4% Pacific Alliance Total/Average 10.5% 3rd 6th n.a. All Products Credit Cards, Personal All Products Average Total Loans² (C$B) $47.0 $30.2 $20.2 $11.0 $108.3 Revenue³ (C$B) $0.5 $0.5 $0.4 $0.3 $1.7 Net Income after NCI³,4 (C$MM) $147 $118 $73 $20 $358 ROE 2,3,4 11% 16% 11% 7% 12% # of Employees 5,6 7,840 9,796 10,238 6,271 34,145 Total Deposit Growth 7,8 Total Loan Growth 7,8 Productivity Ratio4 Total PTPP Growth 4,7,8 -1% -1% -6% Y/Y Y/Y Y/Y 58% 58% 80 78 76 113 58% 110 108 1,019 1,020 55% 51% 10 12 9 11 52% 9 11 131 121 902 25 25 24 43% 113 24 24 45 45 41% 19 17 16 23 427 201 47 47 47 44% 39% 305 309 36% 303 34% 21 20 345 308 234 27 27 29 29 28 33 31 30 283 252 238 Q2/20 Q1/21 Q2/21 Q2/20 Q1/21 Q2/21 Q2/20 Q1/21 Q2/21 Q2/20 Q1/21 Q2/21 Mexico Peru Chile Colombia 1 Ranking based on publicly traded banks by total loans market share, as of March, 2021; except Colombia as of February, 2021 2 For the three months ended April 30, 2021 3 For the three months ended April 30, 2021, not adjusted for currency 4 Results on an adjusted basis 5 Employees are reported on a full-time equivalent basis 6 As of April 30, 2021 7Y/Y and Q/Q growth rates (%) are on a constant dollar basis 8 May not add due to rounding 13

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