4th Quarter 2023 Highlights

OLD REPUBLIC General Insurance – Underwriting Profit The General Insurance segment has proven consistently profitable and resilient across market cycles Combined Ratio ☐ Combined ratios below industry by an average of 5.3 points over 15 years ☐ 14 of 15 years below a 100 combined ratio; 96 average over 15 years; targeting 90-95 Pretax Operating Income General Insurance segment is a significant and consistent driver of income 95.6 94.7 94.4 98.7 97.3 100.8 97.6 97.8 97.3 97.2 97.5 95.5 91.3 89.5 90.2 $1,000 $900 $800 $700 $600 Millions $500 $400 $300 $200 $100 $- 17 18 19 20 21 22 23 $(100) Expense Ratio 09 10 11 12 13 14 15 16 Loss Ratio 09 10 11 12 13 14 15 16 17 18 19 20 21 22 23 13 $788

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