Scotiabank Investor Presentation

45.0% 40.0% 35.0% 30.0% Provision for loan loss as a % of Non performing loans 25.0% 18.74% 20.0% 23.54% 28.05% 42.22% 41.28% 31.59% 15.0% 2001 2002 2003 2004 2005 2006 ICC Cricket World Cup WEST INDIES 2007 Scotiabank OFFICIAL SPONSOR FINANCIALS Investor Presentation, 29 January 2007 Mello

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