Vision 2020 Key Initiatives & Business Breakup

Credit Card Base Increasing Steadily Cards in Force (In Mn) Card Additions (In Mn) 1.71 0.34 0.31 1.43 0.26 1.19 0.97 0.18 0.20 0.21 0.80 0.62 Dec 31,2017 Mar Jun 31,2018 30,2018 30,2018 31,2018 Sep Dec Mar 31,2019 Q3 FY18 Q4 FY18 Q1 FY19 Q2 FY19 Q3 FY19 Q4 FY19 Advances Breakup (In Rs. crore) Customer Metrics Retail Spend Per Card* Balance per Card* Fee Income (as % of revenue) Geographical Concentration (Top 8 Cities vs. Others) Does not include corporate card spends March 2019 Rs. 9,971 Rs. 31,888 45% 69% : 31% 5,283 4,496 Key Metrics 3,613 59% 2,901 2,244 63% 1,759 64% 68% 69% 71% 41% 29% 32% 36% 37% 31% Dec Mar Jun Sep Dec Mar 31,2017 31,2018 30,2018 Term 30,2018 31,2018 Non-Term 31,2019 apno ka bank | RBL Bank 42

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