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Investor Presentaiton

(f) Breakdown by index Current Non-current Total 2021 2020 2021 2020 2021 2020 Local currency CDI 93 321 1,791 3,796 TJLP 28 19 98 99 1,884 126 4,117 118 TLP 68 48 1,100 795 1,168 843 Fixed rate 18 54 11 575 29 629 SELIC 37 11 129 148 166 159 IPCA 14 1,090 574 1,104 574 258 453 4,219 5,987 4,477 6,440 Foreign currency Fixed rate 340 565 LIBOR 2 252 17,559 14,621 17,899 15,186 1,772 2,077 1,774 2,329 Euribor 3 3 Other 134 850 1 954 19 853 1 957 153 345 954 20,182 17,671 20,527 18,625 603 1,407 24,401 23,658 25,004 25,065 (g) Collateral On December 31, 2021, the Company guaranteed or provided guarantees for the following balance of loans and financing. Company Votorantim Cimentos International S.A. Companhia Brasileira de Alumínio Other 2021 2020 3,246 3,226 722 907 12 3,980 13 4,146 In addition to these guarantees, the Company provides a guarantee for the R$ 1,293 debt balance of the joint venture VTRM (December 31, 2020, R$ 1,344). On December 31, 2021, the amount of R$ 1,111 was guaranteed by fixed assets due to the chattel mortgage (December 31, 2020, R$ 879). 164 (h) Covenants/financial ratios Certain borrowing items are subject to compliance with certain financial ratios (covenants). Where applicable, such obligations are standardized for all loan and financing agreements. The Company and its subsidiaries complied with all of these covenants, as applicable. =
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