3Q 2022 Investor Presentation
Balance Sheet Track Record
Solid history of strong balance sheet momentum...
Total Assets (SARbn)
+11% CAGR
Financing (SARbn)
+12% CAGR
مصرف الإنماء
alinma bank
Customers' Deposits (SARbn)
+8% CAGR
173.5
156.9
126.3
119.5
111.2
121.1
114.8
121.5
131.8
94.8
79.1
83.9
89.1
90.1
102.1
2017
2018
2019
2020
2021
2017
2018
2019
2020
2021
2017
2018
2019
2020
2021
YOY
+6%
+8%
+19%
+11%
YOY
+6%
+13%
+17%
+14%
YOY
+1%
+13%
+17%
+1%
NPL Ratio (%)
3.00%
2.00%
1.00%
Liquidity (%)
200%
150%
1.8%
100%
50%
Capitalization (%)
25%
23%
134.1%
111.7%
20%
85.8%
18%
15%
0.00%
0%
2017
2018
2019
2020
2021
2017
2018
2019
2020
2021
2017
2018
CET1 ratio
2019
2020
2021
.T1 ratio
CAR
LDR SAMA Ratio
.NSFR
LCR
3Q 2022 INVESTOR PRESENTATION
22.8%
21.6%
18.2%
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