Investor Presentaiton

Provisions & Contingencies (Rs.Crore) Quarter ended Variance FY Ended Particulars Variance Mar-20 Dec-20 Mar-21 YOY QOQ Mar-20 Mar-21 Depreciation on Investment 20 (105) 972 952 1077 1697 2078 381 Provision - NPAs (1511) 49 (1120) 391 (1168) 9483 (2571) (12054) Provision - Standard Assets 342 624 708 366 84 (728) 1839 2567 Provision Restructured Assets 27 36 9 (19) (27) (177) 38 215 Income Tax 154 465 (90) (244) (555) 3920 1009 (2911) Bad Debts Written off 2166 208 1376 (790) 1168 2740 2888 148 Other Provisions 540 (16) 513 (28) 528 1064 449 (615) Total 1738 1261 2367 629 1106 17999 5731 (12268) IDBI BANK Page 11

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