Investor Presentaiton

TAN fogether we can Profitability Ratios სიის Q2 Q4 Q1 Q2 HY1 HY1 SI. Profitability Ratios FY22 FY22 FY23 FY23 FY22 FY23 1 Return on Assets [%] 0.33% 0.06% 0.09% 0.12% 0.32% 0.11% 2 Return on Equity [%] 7.27% 1.35% 2.01% 2.56% 7.27% 2.30% 3 Earnings per share [*] (Not annualized) 1.00 0.18 0.28 0.37 1.96 0.65 4a Book Value per Share [*] 79.72 79.59 80.32 81.32 79.72 81.32 4b Book Value per Share-Tangible [*] 55.54 54.77 57.16 58.39 55.54 58.39 5 Cost to Income Ratio [%] 58.27% 46.02% 46.63% 49.93% 49.79% 48.36% 5a Staff Cost to Income Ratio [%] 35.47% 22.12% 25.27% 29.07% 30.70% 27.26% 5b Other Cost to Income Ratio [%] 22.80% 23.90% 21.37% 20.85% 19.09% 21.10% 6 Operating Profit to AWF [%] 1.20% 1.59% 1.63% 1.59% 1.55% 1.61% 7 Operating Expenses To AWF [%] 1.67% 1.36% 1.42% 1.59% 1.54% 1.54% 8 Leverage Ratio 4.59% 4.27% 4.56% 4.55% 4.59% 4.55% 3 Financial Performance Page 18

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