BankDhofar Financial Performance and Strategic Outlook slide image

BankDhofar Financial Performance and Strategic Outlook

Overview of Sultanate of Oman - Overview Oman 2nd largest country in the GCC with an area covering approximately 309,500 km². Strategically placed on the Arabian Gulf, Oman is divided into 11 main governorates and shares borders with Saudi Arabia and UAE. Stable Political System - smooth transition of power to His Majesty Haitham bin Tariq Al Said in January 2020. In his opening speech, His Majesty promised to uphold his predecessor's peace-making foreign policy and to further develop Oman's economy Population of ~4.5mn - predominantly represented by Omani Nationals account for 61% of the total population Resilient and Solid Economy focus on long-term planning with the implementation of a five-year economic development strategy plan. Real GDP growth is projected to reach 4.3% in 2022 (IMF) "Vision 2040" government led programme, aimed at creating wealth through economic diversification and private sector partnership, building world-class infrastructure, and preserving environment sustainability "Medium Term Fiscal Plan (MTFP) 2020-24" MTFP has borrowed the four objectives from Vision 2040 to articulate the MTFP. These objectives included economic diversification, creating investment chain value, governance of state-owned entities and social well being. Real GDP Growth2 Saudi Arabia UAE Key Figures Key Indicators Sovereign Ratings Dec-21 (Moody's/S&P / Fitch) Gross Domestic Product Ba3/B+/BB USD 85.87bn¹ Gross Domestic Product Per Capita USD 15,743¹ Oman Inflation 1.50% Yemen Population 1. Source: 1. IMF World Economic Database 2. Trading Economics GDP Composition (March 2022)3 4.5 million 0.9% 2018 2.0% 4.3% -0.8% 2019 -2.8% 2020 2021 2022F 2. Source: IMF Staff Report - October 2022 36% 41% ■ Petroluem Activities ■Construction 5 بنك ظفار ■ Wholesale & Retail Trade ■ Public Adminstration & Defence 6% 8% 9% ■ Other Activites 3. Source: National Centre For Statistics & Information (NCSI) BankDhofar 10
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