Investor Presentaiton

Extensive and Diversified Business Platform 99.96% RCBC Capital Corporation Investment Bank 100% RCBC Forex Brokers Corporation Forex Broker RCBC 100% 96.34% Rizal Microbank Microfinance Thrift Bank RCBC Leasing Leasing Company 99.99% RCBC International Finance Hong Kong Finance RCBC Trust Corporation¹ Trust Services Offers a complete range of investment bank and financial consultancy services Engages in dealing and brokering currencies in forex contracts with local and international clients Provides much-needed services to the unbanked and underserved segments of the country's population RCBC Rental Rental Company 100% RCBC Leasing & Finance Corp RCBC Investments Remittance 100% RCBC International Finance Ltd RCBC Securities Securities Brokerage 100% RCBC Capital Bancassurance Partners MALAYAN INSURANCE RCBC Bankard Credit Card Services Provider 100% RCBC Capital 40% Administers UITFS, investment management accounts, retirement funds, and other trust funds Sun Life GREPA Financial *As of December 31, 2023 [1] RCBC Trust Corporation consists of 40% HOI, 40% RCBC and 20% GPL Holdings, Inc.; began operation in January 2, 2024. 21 RCBC

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