Australian Housing Dynamics and Affordability slide image

Australian Housing Dynamics and Affordability

TERM WHOLESALE FUNDING PORTFOLIO¹ • ANZ's term funding requirements depend on market conditions, balance sheet needs and exchange rates, amongst other factors ANZ estimates an FY20 funding requirement broadly consistent with previous years at ~ $25b ISSUANCE $b 32 $14.5b in AUD and NZD 2 MATURITIES 24 24 19 22 22 22 222 FY13 FY14 FY15 FY16 FY17 PORTFOLIO 16% 7% 2% 75% FY18 Senior Unsecured 27 24 23 21 FY19 FY20 Covered Bonds FY21 Tier 2 18 44 14 11 2 FY22 RMBS FY23 FY24 FY25 FY26+ PORTFOLIO BY CURRENCY 23% Senior Unsecured Covered Bonds Tier 2 RMBS 5% 34% 38% Domestic portfolio up from 33% in FY18 Domestic (AUD, NZD) North America (USD, CAD) UK & Europe (£, €, CHF) Asia (JPY, HKD, SGD, CNY) 1. All figures based on historical FX and exclude AT1. Includes transactions with an original call or maturity date greater than 12 months as at the respective reporting date. Tier 2 maturity profile is based on the next callable date ANZ 68
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