Financial Performance and Remediation Update

WE ARE A LEADER IN SUSTAINABLE FINANCING GLOBAL COVERAGE MODEL WITH HIGHLY PROFESSIONAL BANKERS WORKING CLOSELY WITH CUSTOMERS • We are raising the bar on Climate Banking professionalisation, having highly skilled bankers work with PRODUCT INNOVATION TO SUPPORT THE TRANSITION • #1 Australian bank for global renewables transactions¹ Recently completed our first ESG-linked derivative with an ASX50 listed company • Launched Project Carbon² 75 BANKERS COMPLETING customers on their transition planning • We will extend this training to our national agribusiness banker network MELBOURNE BUSINESS SCHOOL CLIMATE BANKING TRAINING IN 2021 >$33 BILLION Helped customers raise over $33bn by arranging 60 green, social and sustainability linked bonds since 2014 -$25 BILLION ACCESS TO INSIGHTS, RESEARCH & PARTNERSHIPS • We have established a Bank for Transition series to support our customers in their journey to net zero emissions with market leading strategic insights and support >$11 BILLION more than money nab ESG TRENDS AND CAPITAL PART 1: EQUITY BANK FOR TRANSITION SERIES May, 2021 ABOUT THIS REPORT Welcome to NAB's Bank for Transition series Theseat the Best of a series that a cover a range of tours related to stay and tramonto netre esos The series wis provide a detated look at global trends in sund offers inights far business leaders, company boards and stay profesional The first topic in the Bank for Transmion series ESG Trends and Capta The topic covers Interest and ther ⚫Trends in ESC, aby of capital and cost of Fatways to improve any of cartal, cost of captal and wal Emerging dewelopments, opportunities and challenge being Due to the substantive nature of this topic, ESG Trends and Capital will be split into a two part series: Paquity Part 3: Debo be released mesta) CLOSED 7 Supported customers to raise close to $25bn across green, social and sustainability linked loans since 2018 Committed over $11.5bn in renewable energy project finance since 2003, backing over 150 domestic and global transactions ESG-linked derivatives (six in the European market including the first in the UK social housing market, as well as the first known inflation swap linked to the performance of ESG metrics globally, and one in Australia) Well positioned to support growth in global financing needs, representing a significant opportunity for NAB USD 11 TRILLION Cumulative sustainable debt issuance on track to hit $11 trillion by 2025 having recently surpassed $3 trillion in 20213 (1) Rankings based on IJGlobal League Table, MLA, Renewables, 12 months ending 30 September 2021 (2) A voluntary Carbon Marketplace pilot in partnership with CIBC, Itaú Unibanco and NatWest Group (3) Bloomberg NEF: "Tipping point: ESG debt issuance tops $3 trillion❞ June 2021 109 National Australia Bank

View entire presentation