Investor Presentaiton

There are 48 Publicly-Traded BDCs ~ What is our Competitive Advantage? Strong Historical Portfolio Performance and Consistent Returns to Shareholders Strong History of Underwriting Credit Fair Value of investment portfolio of $877 million as of March 31, Favorable Performance Over Time 5-year ROE of 9.1%* 2023 ܀ Grown at a 3-year CAGR of 13% Achieving loan growth while practicing conservative lending • Diversified portfolio by size of investment, industry and geography Stable and Growing Dividend Quarterly aggregate dividend of $0.40 • Monthly dividend of $0.1333 • Annualized indicated dividend yield of 10.9% ⚫ LTD dividends of $13.75 paid to an IPO investor through March 31, 2023 • We have covered dividends from earnings since inception STELLUS CAPITAL INVESTMENT CORPORATION Source: Company Filings. All daily trading information/multiples in this presentation as of May 12, 2023 unless otherwise noted • ROE since IPO of 9.3%* Stable portfolio performance over 10 years Performance and Stability / Trading at a Discount to NAV • Net asset value per share was $13.87 at March 31, 2023 • Trading at approximately 1.06x the March 31, 2023 per share NAV 4

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