Tokyo Investor Day

HISTORY OF GROWTH Sustained earnings growth despite market challenges, including declining interest rates International Insurance Pre-tax AOI (1) ($ billions) $3.2 $3.3 $3.2 $2.7 $2.3 $1.9 $1.3 $1.4 $1.4 $1.6 $1.7 $0.6 $0.8 $0.8 $0.9 $0.2 $0.3 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 JGB 10Y 2.5 2.0 1.5 1.0 0.5 0.0 www 1) Adjusted operating income (AOI) not adjusted for market driven and discrete items. Prudential www Tokyo Investor Day 9.15.2016 3

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