Investor Presentaiton

STABLE CREDIT RATINGS Loan to Value (IFRS) 48.7 % 4.2x 46.9 % 3.8x 42.4 % 41.7 %* 40.3 % 2018 2019 11.2x 9.2x 2020 Net Debt/ EBITDA 11.1x 2018 2019 2020 **Citycon *128 MEUR effect from FX, without FX 40.9% 2021 Q3/2022 2018 2019 Interest Coverage Ratio 4.1x 2020 4.2x 4.1x 2021 Q3/2022 Weighted Average Interest Rate 2.35% 10.3x 2.29% 10.0x 2.39% 2021 Q3/2022 2018 2019 2020 2.47% 2.38% 2021 Q3/2022 Citycon Investor Presentation 13

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