Affirm Results Presentation Deck
Platform Portfolio and Funding Mix
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$2,893
$1,434
$540
8%
$919
FY Q1'21
$3,673
$1,720
$882
8%
$1,071
FY Q2'21
$4,180
$1,905
$1,294
5%
$981
$4,660
$315
$2,275
$1,201
470
$869
$4,982
$269
$2,432
$1,630
3%
$652
FY Q3'21 FY Q4'21 FY Q1'22
On Balance Sheet (non-securitized) ($M)
Off Balance Sheet (non-securitized) ($M)
Equity Capital Req % Platform
$6,327
$488
$3,362
$1,616
4%
$862
$6,679
$767
$3,381
$1,433
2%
$1.099
$7,147
On Balance Sheet (securitized) ($M)
Off Balance Sheet (securitized) ($M)
$1,016
$3,610
$1,661
<-70
$860
FY Q2'22 FY Q3'22 FY Q4'22
On Balance Sheet (Non-Securitized) includes Loans Pledged as Collateral in warehouse financing vehicles or held by Affirm and consolidated on Affirm's balance sheet
On Balance Sheet (Securitized) includes Loans Pledged as Collateral in securitizations and consolidated on Affirm's balance sheet
$7,342
$818
$3,810
$1,684
2%
$1,030
FY Q1'23
Off Balance Sheet includes Loans Held by Third Parties and not consolidated on Affirm's balance sheet
Equity Capital Required is the sum of the balance of loans held for investment and loans held for sale, less the balance of funding debt and notes issued by securitization trusts as of the balance sheet date
Metrics are unaudited
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