Bank of Åland Performance Overview

Stage 3 Credits 2018-2021 36 60 60 50 40 1.4 1.30 1.2 1.01 0.93 0.89 0.92 1.0 0.85 0.81 0.81 20 0.8 0.6 0.4 mill 30 0.69 0.57 20 0.46 10 0 0.49 0.51 0.52 Q1 2018 Q2 2018 Q3 2018 Q4 2018 Q1 2019 Q2 2019 Q3 2019 Q4 2019 Q1 2020 Q2 2020 Q3 2020 Q4 2020 Q1 2021 Q2 2021 0.2 0.0 Stage 3 credits, EUR M Share of Stage 3 credits of total lending, % Exposures in Stage 3 fulfil the Group's default definition, in which an exposure is regarded as in default when a payment related to a significant amount is more than 90 days late ÀLANDSBANKEN

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