KASIKORNBANK Financial Overview
K
EXCELLENCE
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
Sample of K-Bancassurance and MTL Products
Pro-Savings 615
KBANCASSURANCE K-Bancassurance
Endowment Life Insurance
Life insurance with a premium payment of only 6 years, but the coverage continues for 15 years
Life coverage increases in pursuant to the years as specified
Ormsap 20/14
Muang Thai Life Assurance
Endowment Life Insurance
Pay premium for only 14 years, but the coverage continues for 20 years
200%
170%*
Life Coverage at 100% of
the sum insured amount
100%*
End of Policy
Year
D
1 2
3
4
6 6 7 8 9
10 11
12 13 14
15
0
1
2
3
7 8 9 10
11
12
13
14
15
16
17
18 19 20
210%*
Premium Payment at
the Beginning of
Policy year
Policy year
Receive cash bonus
Receive yearly cash bonus 2.5% (at the end of policy year 1-14, total 35%)
Pay premium at the beginning of policy year
Stop
paying
premium
Total
Banalit
245%
Term Life Insurance
MRTA-Home (Mortgage Reducing Term Assurance)
Example, in case the customers choose to insure their loan in full term and full coverage
Loan Amount:
Sum insured amount
Coverage of Pitaksin-Home
is equivalent to the reducing
sum Insured amount
The customers can choose to
continue the coverage
throughout the contract term
or receive cash surrender
value
Premium
payment
at the beginning
of policy year
The
contract
starts
Policy Year
Coverage
+
Loan Amount
Scenariola
Death or total and
10
Scenariol
Early Redemption
Term Life Insurance
Healthy Value
1 year coverage period, covered medical expenses up to Bt2mn
End of Policy
Year
Term of installment loan
"
14
Term of insurance
Premium Payment at
the Beginning of
Policy year
0
permanent disability
Remark: the above coverage is based on an assumption that the customer's credit repayment history is normal according to the Bank's loan contract
บริการทุกระดับประทับใจ
Life Coverage at
100% of the sum
insured amount
K
EXCELLENCE
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
Sample of K-Bancassurance and MTL Products
K BANCASSURANCE K-Bancassurance
Muang Thai Life Assurance
Whole Life Insurance
Whole Life Insurance
Pro Life 90/5
Whole life coverage to the age of 90 with annual cash bonus payment from the end of policy
year 1 and requires only 5 years premium payment
100%* Life Coverage or the then cash surrender value (whichever is higher)
Kumkrong Talodcheep
Saving plan with whole life coverage: pay premium for only 20 years and get
coverage to the age of 99
100%
Maturity Benefit
100%
Maturity Benefit
100%
75
At the end of
policy year
0 1
2
3
4
5 .............
the age of 88 the age of 89 the age of 90
End of
Policy Year
12 13 14 15 16 17 18 19
Receive cash bonus
Age of 90
Stop
paying
premium
Receive cash bonus 1% yearly cash bonus
at the end of policy year 1 to the age of 89
Total
Benefit
100%
Pay premium at the beginning of policy year
PA Plus
Accident coverage
PA Plus
(Accident Coverage)
Rider
Health Care Plus
Hospital and surgery benefit rider
Health Care Plus
(Hospital and Surgery Benefit Rider)
Premium
Payment
at the
beginning
of Policy
Year
Rider
Pure Cancer
Additional cancer insurance which provides cash benefits up to Bt1mn.
บริการทุกระดับประทับใจ
Maturity Benefit
100%
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