HLB FY2022 Financial Highlights

HLISB - Key financial highlights Total Net Income Opex & CIR • Subdued performance on the back of higher impairment allowances Higher opex supportive of business growth • 761 RM'mil 699 8% FY2021 FY2022 Gross Financing • Sustained growth momentum led by retail portfolio and SME segments • 36.4 32.7 RM'bil 11% 28.8% 25.8% Hong Leong Bank Profit after Tax and Zakat Consequently, led to lower bottom line for the financial year 395 RM'mil 25% 297 261 237 RM'mil 10% FY2021 FY2022 Deposits Expansion supported by encouraging growth in CASA 38.9 36.6 RM'bil ▲ 6% FY2021 FY2022 FY2021 FY2022 FY2021 FY2022 Capital Adequacy . Total capital position remained healthy HLB FY2022 ended 30 June 2022 15.1% 15.1% FY2021 FY2022 27

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